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The Conveyancing Process: Mortgage Bonds

This webinar on demand is part of a series of webinars. Click here to read more

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Overview

Mortgage bonds are a widespread and efficient means to fund property purchases in South Africa, allowing purchasers to acquire residential or commercial properties without the need for upfront capital Property Finance. When opting to use a bond to fund your purchase the property itself will serve as collateral for the loan.

In this webinar we will explore the key aspects of bonds used for property purchases in South Africa, shedding light on the considerations to bear in mind when opting for this financing option.

Join Marike Ehlers as she will be providing you with a step-by-step guide and key aspects regarding bonds used for property purchases in South Africa.

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Learning Objectives

Attending this webinar will equip you with the following skills:

• Understand the significance and role of mortgage bonds in funding property purchases in South Africa.
• Recognize the advantages of using a bond for property financing and how the property serves as collateral.
• Gain insights into the various considerations when opting for bond financing.
• Familiarize with the different aspects of conveyancing related to bond registrations.
• Dive deep into the bond registration process, including the parties involved, deeds of sale, and the role of the conveyancer.
• Explore the various types of bonds available for property purchases.
• Understand the intricacies of Instalment Sale Agreements, including their comparison to conventional deeds of sale, requirements, and Section 20 registrations.
• Learn about bond cancellations, the parties involved, and the role of the conveyancer in the bond cancellation process.

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Content

The webinar will cover the following topics:

A recap of conveyancing in SA:

• The different aspects of conveyancing.
• Legislation and funding property purchases.
• An overview of bonds, bond cancellations and the conveyancers involved.

Bond registrations:

• Introduction into bond registrations.
• The parties involved.
• Deeds of Sale.
• Delving into the different types of bonds.
• The bond registration process and the role of the conveyancer.

Instalment Sale Agreements:

• An introduction and comparison to conventional deeds of sale.
• Requirements.
• Section 20 registrations.
• Cancellation.

Bond Cancellations:

• Introduction and the parties involved.
• The bond cancellation process and the role of the conveyancer.