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NATIONAL CREDIT ACT: DRAFT REGULATORY AMENDMENTS OUT FOR COMMENT
- 13 August 2025
- Financial Sector
- SA Legal Academy
Please note: On 12 September 2025, the department issued a media statement announcing the withdrawal of the amendments proposed. According to the statement, in liaison with stakeholders further consideration will be given to the changes required to: a) ‘enhance the protection of students’; and b) continue ‘efforts aimed at improving access to finance for micro, small and medium enterprises’.
The Department of Trade, Industry & Competition has gazetted and called for input by 12 September 2025 on draft amendments to regulations under the 2005 National Credit Act.
Once finalised and in force, the proposed new regulations will affect:
- the obligations of a credit bureau regarding the maintenance and retention of consumer credit information
- the submission of consumer credit information to a credit bureau, and
- steps taken by a credit provider when assessing a consumer’s discretionary income with the aim of determining that consumer’s ability to pay the credit instalments envisaged.
Please click the link below for more information:
- draft amendments
Published by SA Legal Academy Policy Watch
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