CATEGORIES
- (36)Agriculture, Land Reform & Rural Development
- (29)Auditors & Accountants
- (8)Broad-based Black Economic Empowerment
- (7)Built Environment
- (71)Communications & Digital Technologies
- (2)Company Law
- (2)Consumer Law
- (25)Courts
- (3)Criminal Law
- (1)Cybercrimes
- (2)Disaster Management
- (17)Education & Training
- (5)Electoral Law
- (115)Environmental Law
- (4)Family Law
- (166)Financial Sector
- (5)Fisheries & Aquaculture
- (8)General Interest
- (25)Health & Safety
- (22)Home Affairs
- (3)Housing
- (25)In the Spotlight
- (1)International Co-operation
- (77)Justice & Constitutional Development
- (63)Labour Law
- (19)Legal Practice Council
- (23)Local & Provincial Government
- (28)Minerals & Energy
- (1)Monetary Policy
- (2)National Development Plan
- (21)National Treasury
- (89)New Legislation
- (23)Opportunities for Public Comment
- (8)POPIA
- (335)Parliament
- (1)Practice Management
- (5)Presidency
- (18)Property Law
- (9)Public Service
- (4)Retirement Reform
- (16)Road Accident Fund
- (26)Safety and Security
- (11)Small Business Development
- (26)Social Development
- (11)Sport, Arts & Culture
- (15)State Owned Enterprises
- (4)State of Disaster (energy)
- (21)Taxation
- (8)Tourism
- (84)Trade, Industry & Competition
- (40)Transport
- (18)Water & Sanitation
- Show All
NATIONAL CREDIT ACT: DRAFT REGULATORY AMENDMENTS OUT FOR COMMENT
- 13 August 2025
- Financial Sector
- SA Legal Academy
Please note: On 12 September 2025, the department issued a media statement announcing the withdrawal of the amendments proposed. According to the statement, in liaison with stakeholders further consideration will be given to the changes required to: a) ‘enhance the protection of students’; and b) continue ‘efforts aimed at improving access to finance for micro, small and medium enterprises’.
The Department of Trade, Industry & Competition has gazetted and called for input by 12 September 2025 on draft amendments to regulations under the 2005 National Credit Act.
Once finalised and in force, the proposed new regulations will affect:
- the obligations of a credit bureau regarding the maintenance and retention of consumer credit information
- the submission of consumer credit information to a credit bureau, and
- steps taken by a credit provider when assessing a consumer’s discretionary income with the aim of determining that consumer’s ability to pay the credit instalments envisaged.
Please click the link below for more information:
- draft amendments
Published by SA Legal Academy Policy Watch
Follow us on X @SALegalAcademy (you can also join us on LinkedIn and Facebook)